PYUSD On-Chain Risk Check

PayPal USD · Ethereum · 0x6c3ea9036406852006290770bedfcaba0e23a0e8
12 / 18 On-chain Check Some risk indicators found
Checked 5 Sept 2026. On-chain Check, 18 of the 100-point ChainSift Score — what it covers.

Evidence

Risk factorFindingEvidenceDate
Sellable Yes Transfer simulation 5 Sept 2026
Buy tax 0% Contract 5 Sept 2026
Sell tax 0% Contract 5 Sept 2026
Admin mint Not present Contract 5 Sept 2026
Transfers pausable Not present Contract 5 Sept 2026
Address blacklist Not present Contract 5 Sept 2026
Upgradeable proxy Yes Contract 5 Sept 2026
Source verified Yes Block explorer 5 Sept 2026
Top-10 holders 88.5% Holder distribution 5 Sept 2026
Liquidity locked No LP holders 5 Sept 2026
Holders 102554 Token contract 5 Sept 2026

This contract — PYUSD

Contract deployed8 Nov 2022 — 1,397 days ago
Deployment transaction0xd2660a…0dcf0d
Deployed by0x3b210c…e435db
Holders102,554

Largest holders

RankAddressShare
#1 0xafbb1a…aa2a62 27.83%
#2 0x2fb074…2d41a4 19.53%
#3 0x160184…18347e 13.31%
#4 0x9ceb1a…0f0328 6.00%
#5 0x779224…b2ce5d 4.64%

What this means

This automated check scanned PYUSD's contract mechanics on Ethereum and returned a score of 12 out of 18. In practical terms, the token was found to be sellable in simulation, with 0% buy and sell tax detected, and no admin mint, transfer pause, or address blacklist function was found in the contract as it stands on the date of this check. That means, as things currently read, the contract does not appear to give its owner a built-in switch to freeze wallets, block sales, or mint unlimited new tokens. However, the contract is built as an upgradeable proxy, which means the underlying logic can be swapped out by whoever controls the upgrade key — in effect, the rules you see today are not necessarily the rules that apply tomorrow, since an upgrade could introduce new restrictions or behaviours. Additionally, the top 10 holders were found to control 88.5% of the supply, a concentration level that means large holders have the ability to move significant portions of supply in ways that could affect price or liquidity conditions. Liquidity was also found to not be locked, meaning whoever provided it retains the ability to withdraw it. The contract source is verified on the block explorer, which allows the code to be read and checked by anyone, though verification alone does not indicate what the code does or will do after an upgrade.

It's worth being clear about what this check does not cover. This is an automated read of contract mechanics only — it does not assess who is behind the token, how the upgrade key or admin privileges are held or governed, what the token's broader economic design or supply schedule looks like, or any legal or regulatory structure behind the issuer. A token can score well on contract mechanics and still carry risk tied to who controls it and how that control is exercised, none of which this check can see.

Before putting any money in, it would be worth looking into who holds the upgrade key for the proxy and whether that control is disclosed publicly, since that party can change contract behaviour going forward. It's also worth checking who the top holders actually are — for a token like PYUSD, large addresses are often exchanges or the issuer's own treasury rather than anonymous wallets, but this check cannot confirm that on its own. Look at where liquidity sits, who provided it, and whether the platform or issuer has published any statement about custody of that liquidity. Finally, checking the issuer's own public disclosures, audits, and any regulatory registration relevant to the token would give context this automated check cannot provide.

Team, tokenomics and legal structure are not assessed here — that is the other 82 points of the ChainSift Score. How this check works and what it misses.

Watch this contract

Contracts change after they are checked. Tell us where to reach you and we will say when this one does. Free for three contracts, no account.

We send one confirmation message and nothing else until something changes.

We checked 18 points out of 100.

The other 82 are where money is usually lost: who the team is, where the tokens sit, what the documents actually say, and what the project chose not to put on its front page.

Related guides

Contract data read from GoPlus Security and the Ethereum block explorer. Scores are calculated by fixed rules from that data — no language model decides them. Last updated 5 Sept 2026. A check describes a contract on the date shown; contracts can be changed afterwards.